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Premier Package


The Premier Package requires opening a new Checking Account as the Primary Account, and linking a Premier Money Market Deposit Account. It also requires a minimum daily balance of $25,000 or above in Premier Money Market Deposit account to earn high interest rate and extra benefit, including but not limit:
  • No monthly service charges
  • No incoming wire transfer fee
  • No ATM Fee

Effective from March 1st 2024, for daily balances of $25,000 and more, enjoy 4.20% APY* in your Premier Money Market Deposit account.

-- Transaction Limitations
You may make no more than six transfers and withdrawals from both Premier Saving and Premier Money Market Accounts per each statement cycle. Any activity fee of $15 will be charged for each transaction that exceeds the 6-transfer/withdrawal limit. If you frequently exceed the 6-transfer/withdrawal limit, we will convert your account to another type of account.

* New funds are required. New funds are defined as funds not held at ICBC USA within the last 90 days. For already existing accounts, new funds are required and must increase total aggregate funds held at ICBC USA. The promotion will be effective from 3/1/2024 and end at the bank’s discretion, the account will convert to our standard Premier Money Market Account at the Bank’s current rates at the time of account conversion. Maintain minimum daily balance of $25,000 to earn above interest rates and extra benefits. A monthly maintenance fee may apply if average daily balance is not maintained. Fees may reduce earnings. ICBC (USA) reserves the rights to explain or change the terms at any time. Restrictions may apply.


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