1. Earn up to 4.70% APY on Premier Money Market Account:
-- A higher deposit balance qualifies for a higher rate of interest, 2 different APY are available
•For daily balances from $25,000 to less than $250,000, enjoy 4.40%* APY on the entire balance in your account.
•For daily balances of $250,000 and more, enjoy 4.70% *APY on the entire balance in your account.
2. Join in our premier package for extra benefits :
-- At least two accounts in the package: requires opening a new Checking Account as the primary and linking a Premier Savings or Premier Money Market Deposit Account
-- Maintain minimum daily balance of $25,000 or above in Premier Money Market Deposit account to earn high interest rate and extra benefit, including but not limit:
• No monthly service charges
• No incoming wire transfer fee
• No ATM Fee
-- Transaction Limitations
You may make no more than six transfers and withdrawals from both Premier Saving and Premier Money Market Accounts per each statement cycle. Any activity fee of $15 will be charged for each transaction that exceeds the 6-transfer/withdrawal limit. If you frequently exceed the 6-transfer/withdrawal limit, we will convert your account to another type of account.
* New funds are required. New funds are defined as funds not held at ICBC USA within the last 90 days. For already existing accounts, minimum of $50,000 new funds is required and must increase total aggregate funds held at ICBC USA to enjoy the new rate. Above Annual Percentage Yield will be guaranteed until February 29th, 2024, after that, the account will be converted to our standard Premier Money Market Account at the Bank's current rates at the time of account conversion. Maintain minimum daily balance of $25,000 to earn above interest rates and extra benefits. A monthly maintenance fee may apply if average daily balance is not maintained. Fees may reduce earnings. ICBC (USA) reserves the rights to explain or change the terms at any time. Restrictions may apply.
Contact our branch to open an account or learn more.
Please contact us for branch contact information.