1. Premier Package
-- At least two accounts in the package: requires opening a new Premier Checking Account as the primary and linking a Premier Savings or Premier Money Market Deposit Account
-- Maintain minimum daily balance of $25,000 or above in premier saving account or Premier Money Market Deposit account to earn a promotional interest rate and extra benefit.
-- A higher deposit balance qualifies for a higher rate of interest, three different APY are available
•For daily balances from $25,000 to less than $100,000 enjoy 0.20%* APY on the entire balance in your account.
•For daily balances from $100,000 to less than $250,000, enjoy 0.30%* APY on the entire balance in your account.
•For daily balances of $250,000 and more, enjoy 0.40% *APY on the entire balance in your account.
-- Extra Benefits of our premier package when meeting the required minimum balance, including, but not limited to:
• No monthly service charges
• No incoming wire transfer fee
• No ATM Fee
-- Transaction Limitations
You may make no more than six transfers and withdrawals from both Premier Saving and Premier Money Market Accounts per each statement cycle. Any activity fee of $15 will be charged for each transaction that exceeds the 6-transfer/withdrawal limit. If you frequently exceed the 6-transfer/withdrawal limit, we will convert your account to another type of account.
* Above Annual Percentage Yield (APY) is accurate as of December 14, 2020. A monthly maintenance fee may apply if average daily balance is not maintained. Fees may reduce earnings. ICBC (USA) reserves the rights to explain or change the terms at any time. Restrictions may apply. Contact branches to learn more.