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The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles, San Francisco Bay area, Seattle and Houston. We offer competitive mortgage rates for 1-4 Family house, condominium and PUD.
Whether you are planning on purchasing your dream home or refinancing your existing property, ICBC is always here to help you accomplish your goals with our residential mortgage programs.
Our home mortgage loan program includes:
1. Primary Residence Purchase or Refinance Primary Residence Purchase without cashout
2. Second Home/Investment/Cash out (Local)
3. Second Home/Investment/Cash out (Foreign)
4. Income Based only (Local & Foreign)
Program features
• Loan Purposes: Purchase & Refinance & Cashout
• Loan amount as high as $3.5 million
• Maximum DTI: 60%
• Asset Dissipation Available
Our portfolio program is available for US citizens, Permanent Residents and Non-Residents.
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