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 You Are Here: Home >Products & Services >Personal Banking >Lending >Residential Mortgage

Residential Mortgage


The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles and San Francisco Bay area. We offer competitively priced mortgages for 1-4 Family house, condominium and PUD. We provide free home mortgage counseling to meet customer’s needs.

Why choose ICBC (USA) NA to be your residential mortgage partner?

• We have the lowest interest rate among our peers under FNMA Program
• We offer no income check under Flex ARM Plus Program
• We can go up to $3.5 million under Flex ARM and Flex ARM Plus Program
• We can go up to $10 million for corporate or $7 million for individual under CRES ARM Program

Our home mortgage loan program include:

• Fannie Mae Loans & Portfolio Loans
• Fixed Rates and Adjustable Rate Mortgage are available
• Primary Residence, Second Home and Investment
• Loan Purposes: Purchase & Refinance
We have programs tailored to US citizens, residents and foreign nationals with full income documentation or qualified financial assets.

Simple and Fast approval!

Our experienced loan officer will assist with your inquiry to find the best solution to fit your needs and guide you through the mortgage application from beginning to the end. If you have any questions about Residential Mortgage, please email us at or visit our branch.