1. Money Market Deposit Accounts
a) Super Yield Money Market Deposit Account  -- A combination of savings and checking accounts, with limited check writing ability, but earning a higher rate of interest  -- Minimum $100 to open account*  -- Maintain a minimum balance of $1,000 to earn tiered variable interest rates for the applicable deposit balances and avoid monthly service charges. A higher deposit balance qualifies for a higher rate of interest  -- We pay interest monthly at variable interest rates, compounded daily on a 365-day basis, when the minimum balance is maintained  -- Limit to 6 transfers, and withdrawals each month; transfers and withdrawals made in person, by mail or at ATMs are unlimited. An activity fee of $15 will be charged for each transaction that exceeds the 6-transaction limit  -- If you frequently exceed the 6-transaction limit, we will convert your account to a checking account  -- Unlimited deposits, withdrawals, and transfers at our retail branches /ATMs  * A monthly service charge of $10 applies if the average daily balance is below $1,000.
2. Savings Accounts
a) Super Yield Statement Savings Account  -- Earn higher rates of interest with higher deposit balances  -- Minimum $100 to open account*  -- We pay interest monthly at tiered variable interest rates, compounded daily on a 365-day basis on balances of $0.01 or more  -- Deposits can be made in person or by mail   -- Limit to 6 transfers and withdrawals each month; transfers and withdrawals made in person, by mail or at ATMs are unlimited. An activity fee of $15 will be charged for each transaction that exceeds the 6-transaction limit  -- If you frequently exceed the 6-transaction limit, we will convert your account to a checking account  *A monthly service charge of $10 applies if the average daily balance is below $500. 
                            
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